Dealing with the insurance adjuster on injury claims has gotten much more difficult given the scorched earth policies many insurance companies have recently implemented. All to often injury victims do not know their rights or how to handle the claims process.
Here are a few suggestions:
SEEK THE MEDICAL CARE YOU NEED PROMPTLY
The most important asset you have is your health and the well being of your family. Get the medical care you need and do not delay in seeking that treatment. If the problems you have persist, don’t be afraid to ask for more advanced testing such as CT scans, for head injuries and MRI testing for spinal cord injury. Specialists such as orthopedic surgeons usually require weeks advance notice to get an appointment so call your chosen doctor early.
DO NOT GIVE A STATEMENT TO THE ADJUSTER FOR THE OTHER PARTY
Some insurance adjusters are out only to get the facts to determine whether or not to pay a claim, while other adjusters see the statement as their first opportunity to set the injury victim up for them to defend or deny the claim. The best choice is to talk with a reputable personal injury attorney before you given any statement.
DO NOT SETTLE THE CASE UNTIL YOUR INJURY HAS RESOLVED
If you settle the case, your rights to compensation terminate and if you are mistaken about how badly you are hurt or the need for future medical treatment because of an accident you will be out of luck for having the insurance company for the wrongdoer pay subsequent medical expenses.
DO NOT EXPECT THE ADJUSTER TO BE FAIR
Adjusters work for the insurance company, their job is to pay as little as they can get away with for the injury claim. If you are unsure of the value of your claim talk to a qualified accident and injury attorney.
