Many people try to handle their own car accident injury claim and have varying degrees of success in that endeavor. Here are a few tips to help you should you decide to handle your injury claim yourself.
Not every injury claim requires an attorney, smaller claims involving very minor injuries and little in the way of medical treatment may be appropriate to be self-handled.
Tip number one
ACCEPTING LIABILITY DOES NOT MEAN FAIR COMPENSATION
Just because the adjuster indicates that they accept liability does not mean that you will be fairly compensated. Almost always, at first the adjusters are very nice and helpful to the injury victim.
Tip number two
YOUR MEDICAL BILLS WILL BE DISCOUNTED
The car accident injury adjuster will discount your medical when the bills have been paid by your own health insurance. The insurance company will also often deny payment of some medical bills if they fall outside of their guidelines. Gaps in treatment, treatment longer than they deem necessary, or testing it all agree with will frequently lead to discounted medicals.
Tip number three
NICE DOES NOT MEAN FAIR
How nice the adjusters are and how helpful they are to your situation bears a direct correlation to the exposure the insurance company faces on the claim. If you are very seriously hurt and liability for the car accident crystal-clear the adjusters typically will check on you frequently, in an effort to lull you in two believing you do not need a Houston personal injury lawyer.
